Legal & Disclosure

GENERAL  DISCLOSURE

Last Updated:  April 2021

 

The following are regulatory and other disclosures applicable to Paradigm Asset Management Co. LLC (“Paradigm Asset Management”) and this website (the “site”).


Not An Offer Of Advisory Services Or Securities


This site is limited to the dissemination of general information about the services provided by Paradigm Asset Management. This site and the reports, data, information, content, software, products, services, and other materials (herein collectively referred to as the “Content”) contained on or obtained from this site, whether through links or otherwise, does not constitute and should not be construed as an offering of advisory services or an offer to sell or a solicitation to buy any securities or related financial instruments in any jurisdiction. The Content is for informational purposes only and should not be considered as a recommendation of any particular strategy, investment product or security. No investment, financial, tax or legal advice is provided through the Content, and no person is authorized to use the Content for those purposes. 


All Content, including discussion or information relating to portfolio characteristics or investment philosophies and processes, or other matters relating to Paradigm Asset Management, its investment strategies or any accounts or portfolios it manages are subject to change at any time without notice.  Any opinions and/or forecasts of future returns, results or events expressed in the Content reflect the opinion of the author, do not reflect actual investment results and are not guarantees of future returns, results or events.   


General Risk Warnings


Past performance does not guarantee and is not a reliable indicator of future results and the performance of a portfolio or account may be substantially different. Current performance may be higher or lower than performance shown in the Content. The performance of a Paradigm Asset Management investment strategy, portfolio or account may be volatile, and an investor could lose all or a substantial portion of any investment made in such investment strategy, portfolio or account. Market conditions can fluctuate and vary widely over time, which can result in a loss of portfolio or account value.

 

Paradigm Asset Management makes no guarantee or representation that an investment strategy, portfolio or account will achieve its investment objective or have positive returns. Investing in financial markets involves a considerable degree of risk and there can be no guarantee that the investment objectives of a Paradigm Asset Management investment strategy, portfolio or account will be achieved. 


Returns presented on a gross basis are substantially higher than returns presented on a net basis because gross returns do not reflect the deduction of investment advisory fees and other expenses. The returns of a client investment will be reduced by the advisory fees and any other expenses it may incur in the management of its portfolio and/or account. Advisory fees have a compounded effect in reducing account performance over time. 


The Content may contain certain forward-looking statements, which by nature involve risk and uncertainty because they relate to future circumstances, contingencies and events. Actual results and outcomes can differ materially from those expressed or implied by such forward-thinking statements. The success or achievement of various objectives, targets and results is dependent upon a multitude of factors, many of which are beyond the control of Paradigm Asset Management.

 

Although the Content has been prepared using data, analysis, models and sources that we believe to be reasonably reliable, its accuracy, completeness or suitability cannot be guaranteed and should not be relied upon as such by any entity, institution or person. The information, statements, conclusions and representations provided by the Content does not purport to cover all matters that may be relevant for the purposes of considering whether or not to make a prospective investment. Prospective investors should conduct their own investigations and due diligence regarding the matters referred to in the Content and should consult their own advisers in relation to such matters.

PERFORMANCE  AND  PRESENTATION  DISCLOSURE


Last Updated:  April 2021

 

Past performance is no guarantee of future results.


Any presentations, performance results or other content presented in or downloadable from this website are solely for informational purposes.  Performance results are based on either the composite, large value, all-cap, international, international value, and/or other portfolios as noted.


The information provided in this report should not be considered a recommendation to purchase or sell any particular security.  There is no assurance that any securities discussed herein will remain in an account’s portfolio at the time you receive this report or that securities sold have not been repurchased.  The securities discussed do not represent an account’s entire portfolio and in the aggregate may represent only a small percentage of an account’s portfolio holdings. It should not be assumed that any of the securities transactions or holdings discussed were or will prove to be profitable, or that the investment recommendations or decisions we make in the future will be profitable or will equal the investment performance of the securities discussed herein.


Any exposures shown are for the stated time period only and are for illustration purposes only.  Exposure levels and other portfolio characteristics are subject to change and are determined by, and will vary, in the sole discretion of Paradigm and are subject to Paradigm’s ability to adjust such exposures given prevailing market conditions, among other things.  There is no assurance that actual exposure levels during any other time period will be reflective of the exposure levels of this time period, and actual exposure levels during any other time period may be significantly different than that shown herein.


Performance is stated gross of advisory fees Gross of fees performance is calculated gross of advisory fees and net of transaction costs, and includes the reinvestment of dividends.  Actual fees are described in Part 2 A of Paradigm’s Form ADV and will vary depending on, among other things, the applicable fee schedule and account size.  Difference in the account size, timing of tractions and market conditions prevailing at the time of investment may lead to different results.  The performance shown is compared to a broad-based securities market index.  Broad-based securities indices are unmanaged and are not subject to fees and expenses typically associated with managed accounts or investment funds. Investments cannot be made directly in an index.  See attached disclosures for further details.  Past performance is no guarantee of future results.


©2010 Paradigm Asset Management Co LLC is a registered investment adviser with the SEC All information contained herein is believed to be correct but accuracy cannot be guaranteed.  Past returns are not indicative of future results.  Comments and general market related projections were based on information available at the time of writing, are for informational purposes only, are subject to change without notice, and may not be relied upon for individual investing purposes.  Paradigm Asset Management Co LLC and its employees do not provide tax or legal advice.  Nothing contained herein constitutes investment, legal, tax or other advice, nor is it to be relied upon in making an investment decision.


Inquiries or requests for additional information can be directed to Paradigm Asset Management Co LLC, 445 Hamilton Avenue, White Plains, New York 10601  Telephone: (212) 771-6106  Facsimile: (212) 771-6156 or via email to: grp@paradigmasset.com    Website www.paradigmasset.com


 

TERMS  OF  USE

Last Updated:  April 2021

Please carefully read these Terms of Use before using this website. By using this website you acknowledge receipt of the information contained in this disclosure and acceptance of these Terms of Use. Do not use this website if you do not agree to the Terms of Use.  Paradigm Asset Management Co. LLC (“Paradigm Asset Management” or the “Firm”) reserves the right to change these Terms of Use without notice and each use of this website constitutes your acceptance to be bound by the terms set forth in the modified Terms of Use.


This website is only for informational purposes and nothing on this website shall be construed as an offer, solicitation or recommendation to buy or sell any security or financial instrument, or offer to provide advisory services by the Firm to any entity, institution or person in any jurisdiction.  Information on this website is not intended for distribution to or use by any entity, institution or person in any jurisdiction where such distribution or use would subject Paradigm Asset Management to any registration or other requirement within such jurisdiction. The Firm makes no representation that website access by any user in the place it is located is not illegal or prohibited.

Any information, views, opinions or recommendations derived from third parties are believed to be accurate and reliable but we cannot and do not guarantee their accuracy or completeness.  All website information and other content are subject to change at any time without notice. 


Use of this website is at your own risk.  Paradigm Asset Management shall not be liable for any injury, damage or harm caused by the transmission of a computer virus, or other malware, computer code or programming device that might be used to access, damage, disable, delete, disrupt or otherwise impede in any manner the operation of this website or of any user software, data, hardware or other property. 


Under no circumstances shall Paradigm Asset Management be liable, including but not limited to negligence, for any specific or consequential damages that may result from the use of or the inability to use the information or other content and materials on this website even if the Firm has been advised of the possibility of such damages.


All information, content and intellectual property on this website including without limitation all trademarks, trade names, service marks, logos and copyrights are owned and controlled by the Paradigm Asset Management.  The information contained on this website may not be reproduced, distributed, transmitted, published, displayed or otherwise commercially exploited without our written consent.  You agree not to remove, alter or obscure any copyright or other marks or notices of any content that you may copy or download from this website.


By accessing this website you agree that the statutes and laws of both the United States and the State of New York without regard to conflicts of laws principles will apply to all matters relating to the use of said website. You agree that any litigation commenced by you relating to or arising out of the use of this website and the information and terms contained herein are subject to the exclusive jurisdiction of the state or federal courts sitting in Westchester County, State of New York.


Our website may contain hyperlinks to/from other Internet websites, which are provided solely as a convenience to the user and shall be used at your sole risk. When accessing such links you are leaving our website and viewing content that is not provided by Paradigm Asset Management.  We do not endorse nor are responsible for the accuracy of any content of such linked websites nor the products, services or other items they may offer.  Paradigm Asset Management shall not be liable for any direct, indirect, or other damages, even if expressly advised of the possibility of such damages, arising from your use of such linked websites.  Our firm has no control over and fully disclaims all responsibility for the privacy policies and customer information practices of any third party websites hyperlinked to/from our website.


 

WEBSITE  PRIVACY  STATEMENT

Last Updated: April 2021

Please carefully read this Website Privacy Policy (“ Privacy Policy”) before using this website to understand how any personal information provided by using this website is collected, used, and protected, as well as your choices for managing your personal information.  Paradigm Asset Management Co. LLC (“Paradigm Asset Management” or the “Firm”) respects and is committed to protecting your privacy and preserving your confidence and trust. Our firm reserves the right to modify this Privacy Policy without notice. Each use of the website constitutes your acceptance to be bound by the terms set forth in the Privacy Policy as modified.


What Types Of Information Does Paradigm Asset Management Collect From Users of This Website?


Paradigm Asset Management collects information that may personally identify you, including but not limited to your name, address, phone number, email address, employer name, or other data which can be reasonably linked to such information.  This information is collected when you fill out forms on the website, register on the website, subscribe to one of our services, and at various other times.  Paradigm Asset Management may automatically collect non-personal information that does not identify an individual user such as internet protocol (IP) address, internet service provider (ISP) and/or user browser information, time website is visited, website areas visited and other anonymous usage data.

Paradigm Asset Management may use cookies, which are small files containing a string of characters that uniquely identify your user browser.  We also may use web beacons, which are electronic files placed within a website to monitor usage.   Most web browsers by default are set up to accept cookies, but you can modify your web browser settings to refuse all cookies or to indicate when a cookie is being sent. Certain features of our website may not work if you delete or disable cookies.


How Does Paradigm Asset Management Use The Information Collected?


Paradigm Asset Management will not sell, share, or rent personal information to third parties. Our Firm will not otherwise disclose personal information to third parties without your permission except as provided herein.


Our Firm does not knowingly collect personal information from children under the age of thirteen (13). If Paradigm Asset Management becomes aware that its website inadvertently has received personal information from a child under the age of thirteen (13), we will delete this information from our records.


Our firm may use personal and non-personal information for internal purposes including but not limited to contacting and providing you with information regarding our products and services; enhancing your experience at the website; enabling you to use certain features and services available on or through the website; and performing technical support and administrative activities for the website.


Paradigm Asset Management may aggregate data to measure demographic and website usage patterns as well as general characteristics of our user base.  If our Firm collects and utilizes such data it will be on an aggregate basis and we will not disclose to third parties any information that could be used to identify you personally.


Our Firm possibly may share personal information with entities controlling, controlled by, or under common control with Paradigm Asset Management.  In the event that the Firm is merged or a transfer of the website and related assets occurs, we may disclose or transfer your personal information and non-personal information in connection with such merger to the surviving entity or asset acquirer.


Paradigm Asset Management may utilize internal or external vendors or service providers to operate this website or perform work on our behalf including sending email and/or postal mail.  As a result, they may have access to the personal information you submit through the website but only for the purpose of performing their services. Our Firm requires each vendor and/or service provider to agree to implement and maintain reasonable security protocols and procedures appropriate to the nature of your information in order to protect your personal information from unauthorized access, usage, disclosure, modification or destruction.


Our Firm may disclose your personal information in certain instances where we have reason to believe it is necessary to identify, contact or bring legal action against any entities or persons that may be causing injury to you, Paradigm Asset Management, its affiliates, or others.  We may also disclose your personal information when we believe the law or legal process requires such disclosure.


While we endeavor to protect personal information, Paradigm Asset Management cannot and does not guarantee or warrant the security of any information you transmit to or from the website, and you do so at your own risk in recognition that no data transmission over the Internet can be guaranteed to be completely secure.


This website may contain links to third-party websites of which we have no control. The privacy policies on such linked websites may differ from our Privacy Policy.  Access such linked websites at your own risk and we highly recommend that you read their privacy policies before disclosing personal information to them.


Changes To This Website Privacy Policy

 

This Website Privacy Policy may change in whole or in part at any time without notice.  Paradigm Asset Management will inform you of any changes by posting the revised Website Privacy Policy on this website. Your continued use of the website constitutes your agreement to abide by the Website Privacy Policy as modified, which also shall apply to your personal information previously collected by the website. If you object to any such Website Privacy Policy changes, your recourse shall be to cease using the website.  You also have the right to request removal of your personal information from our database.  

 

Please contact us if you have questions or concerns regarding the Privacy Policy or if you wish to exclude your personal information from our databases.  Such requests can be directed to Paradigm Asset Management Co LLC, 445 Hamilton Avenue, White Plains, New York 10601  Telephone: (212) 771-6106  Facsimile: (212) 771-6156 or via email to: grp@paradigmasset.com    Website www.paradigmasset.com